Ravi & Alok

India’s Silent Debt Crisis: How Borrowers Lose Lakhs Because They Don’t Understand Loan Sanction vs Disbursement

Case Study India faces a significant financial literacy gap: only about 27% of adults are considered…
What Ancient Laws Teach About Managing Money

Murphy’s Law: The more you fear, the more likely it’s going to happen. Kidlin’s Law: Write…
Loan Against Deposit: A Powerful Option Most People Overlook

Many people know about fixed deposits. But very few know about a smarter way to use…
Why are Personal Loans interests so high?

As a salaried class, loans become an integral part of managing our finances. If you have…
Don’t get confused with saving as investing?

Recently my friend saved Rs. 10000 for five months, and then he purchased a laptop with…
Emergency Fund: The First Step Toward True Financial Security

You have been working for 10-15 years. You are married, maybe have one or two kids,…
Inflation vs Your Investments: Who’s Really Winning?

What Is Inflation and How Does Inflation Affect Investments? You work hard, save smart, and invest…
Know the power of compounding and investing early.

“I will start investing once I have a stable job.” “I am still young; I still…
Financial vows you should take at the age of 30.

Entering your 30s is wonderful. By this time you get an idea of what your work…